Individual/Personal Debt Solutions
Our Individual or personal Debt Solutions Include:
1. Debt Management Plans (DMPs)
An informal arrangement allowing you to repay your debts at a rate you can afford. We negotiate on your behalf with your creditors, ensuring payments are lowered, interest frozen, and late fees stopped.
2. Debt Consolidation Advice
Make your repayments easier by consolidating several debts into a single, more manageable monthly payment, frequently at a lower interest rate.
3. Individual Voluntary Arrangements (IVAs)
A legally binding agreement to pay off a portion of your debts over a set period, often leaving you debt-free at the end.
4. Bankruptcy Advice
If other options are unsuitable, we provide professional advice on whether bankruptcy is appropriate and guide you through the process.
5. Budgeting and Financial Planning
We help you put together a realistic budget that ensures you are able to meet all of your living expenses while, at the same time, making the required payments toward your debts.

Why Choose Us?
Personalised Support: Solutions tailor-made for your financial situation.
Expert Negotiators: We’ll work directly with creditors on your behalf.
Confidential Service: Your privacy and trust are our top priorities.
Local Expertise: As a London-based company, we understand the unique challenges of living and working in the capital.
Get Back on Track Today
The feeling of facing debt can be overwhelming, but you’re not alone. Let [Your Company Name] help you envision a brighter, debt-free future.
Contact Us:
Call Us: 0208 568 9687
Email Us: debt@cohmen.tech
Visit Us: Acme House, 136 High Street, West Drayton, Middlesex UB7 7BD